Skip to main content

Azeem Ali

Azeem is known for being extremely hardworking, dedicating himself entirely to any case he is involved in. He does not confine his mind simply to the set instructions his solicitor provides but thinks “out of the box” of other ways to benefit the client. He understands the value of this to busy solicitors.

The completion of an advice, schedule or an interlocutory hearing does not mean that Azeem Ali considers that the case has ended, his mind will always be “ticking” away on the case until conclusion, which he has been told can be invaluable to those instructing him.

TBG House (3)

Azeem Ali-1

Azeem considers himself to be “user friendly” and a “people’s person”, a barrister that a solicitor can deal with in a relaxed manner. He is told that his interpersonal skills mean his instructing solicitor can feel confident in introducing a wide range of different clients to him.

He aims to be as accessible as possible to his professional clients and encourages them to phone him if they have any questions about a case outside any formal instructions. He believes that a strong partnership between barrister and solicitor is essential to provide optimum value for money and the best possible outcome for any client. He has built many strong professional relationships with his regular instructing solicitors over the years and strongly believes that any instructing solicitor should feel relaxed when instructing him.

Azeem's Experience

Called in 1997

Head of Credit Hire

Public Access Accredited


Barristers in England and Wales are regulated by the Bar Standards Board

BSB logo

Personal Injury

Azeem is a specialist in personal injury. He regularly conducts cases involving fatal accidents, very serious injuries, dental injuries and whiplash-type injuries. Having completed a large volume of advices over the years, he is considered to be an expert in providing solicitors with views on the valuation of cases, and also tactics and strategy, particularly in cases which may continue for many years. He has a wealth of experience in understanding when it is correct strategically to settle a case and when it is better to “hold out” for longer. He also specialises in compiling complex schedules of loss or damage often leading to very successful results.

Credit Hire

At the outset of his career, Azeem was instructed to provide new and interesting ways of arguing points on insured hire subrogation and its “sister” area of credit hire. He was involved in test cases and his experience in these areas has grown from strength to strength to the point where he is now considered an expert in this specialist area. He has recently dealt with, and was led by Andrew Edis QC, in a national credit hire test case on "cancellation" notices - Salat v Barutis.

Consumer Credit

Azeem has defended a variety of clients involved in disputes with banks concerning signed consumer credit agreements. He has a wealth of knowledge of the Consumer Credit Act and its various satellite legislation, which he has successfully used to defend clients being sued for vast amounts of money by banks. He has found that in cases where a consumer has signed a consumer credit agreement, there is almost always scope to argue substantial points for the consumer.


Azeem has substantial experience in contract cases generally, and commercial cases in particular.

  • LLB Hons (University of Liverpool)
  • Stretford Grammar
  • Urdu - spoken
  • Hindi - spoken
  • Understanding of Punjabi
Articles and downloads
Privacy Policy

1. This is a privacy notice that describes how, why and for how long I will process or keep your personal data in accordance with the General Data Protection Regulation (‘GDPR’).
2. The GDPR governs how an individual’s personal data is used, and your rights in relation to that data.
3.  I, Azeem Ali, have been instructed by you or your litigation friend (usually a parent), through your solicitor or agent, or via the Bar Pro Bono Unit.
4.  It is necessary for me to process your personal data in order for me to provide you with legal services, for example:

  • Advise on the prospects of litigation;
  • Advise on the value of your claim;
  • Representation at a court hearing;
  • Representation at trial;
  • Advise, review or comment on legal issues or evidence.

5. Processing means anything done to data such as: recording, organising, adapting, altering, copying, consulting, transmitting, combining, erasing or storing it.

6.The processing for the purposes listed above will take place in accordance with either Article 6(1)(a) GDPR or Article 6(1)(b) GDPR, depending on how you instructed me.

7. If you have instructed me on a direct access basis, or engaged a solicitor (or legal agent), to assist you in bringing or defending a claim then the processing is necessary to perform a contract to which you are a party (Article 6(1)(b) GDPR). To give effect to that contract (i.e. to bring a claim) it is necessary for me to process your personal data for litigation purposes.

8. If I am assisting you on a pro bono basis, it will be necessary for me to seek your consent to be able to represent you (Article 6(1)(a) GDPR). In this scenario, you will be sent a consent form.

Recipients of your data

9.  I may also be required to share your data with others, depending on the nature of your case. This may include:

(i)  Courts and other tribunals to whom documents are presented;

(ii) Your solicitors, or agent representing you, through whom I have been instructed;

(iii) Potential witnesses, experts and other persons involved in the case;

(iv) Solicitors, barristers, or other legal representatives;

(v) Ombudsman and regulatory authorities;

(vi) Education and examining bodies; and

(vii) Current, past or prospective employers.

Special Categories of Data

10.  In some cases I will have been given your personal data that is within the ‘special categories’ of data described in GDPR Article 9(1). For example, personal data that reveals your race, ethnicity, sexual preferences, political or religious beliefs, trade union membership or health. There are also restrictions for processing information regarding criminal convictions.

11. This type of personal data will only be processed where it is necessary in order to represent you in your legal claim, or advise on the prospects of a legal claim.


12. I will retain your personal data for no longer than is necessary, and where it is possible, I will anonymise your data.

13. How long your personal data is kept will depend on a number of factors. The retention period will be reviewed when the service I am providing you with is complete. However in general, I am obliged by the Bar Code of Conduct to retain records of my cases, and by HM Revenue and Customs to retain records for 6 years.

14. Once your case has concluded and fees have been paid, I shall retain only the personal data necessary for the following purposes:

(i) The legal and professional obligation to retain information relating to my cases;

(ii) To check for any potential conflict of interests that may arise in the future when I am instructed on other cases;

(iii) For use in the defence of potential complaints, legal proceedings or fee disputes;

(iv) To refer back to in future cases which raise similar legal, factual, or procedural issues.

15. The processing for the purposes listed in paragraph 14 (ii), (iii), and (iv) above, will take place in accordance with Article 6(1)(f) GDPR. That is, for the purposes of legitimate interests that are not outweighed by your interests or fundamental rights and freedoms.

16. The processing for the purposes listed in paragraph 14(i) above, will take place in accordance with Article 6(1)(c) GDPR. That is, the processing is necessary for me to comply with a legal obligation. 

Your Rights

17. Where processing of your personal data was based on your consent (see paragraphs 6 and 8) you have the right to withdraw that consent at any time. This does not affect the lawfulness of the processing based on consent before its withdrawal.

18. Withdrawal of your consent to process such data will most likely mean that I am no longer able to provide you with the legal services you seek.

19. You may request confirmation that your personal data is being processed by me and details about the personal data, the source, the processing, the purposes of the processing, the recipients and the retention period.

20. You may request a copy of your personal data that is being processed by me. You may also request rectification (i.e. correction) where there are inaccuracies in the personal data.

21. You have the right to object, on grounds relating to your particular situation, at any time, to processing of your personal data in paragraph 14 of this privacy notice. Should you object, the processing will only continue where there are compelling legitimate grounds for the processing which override your fundamental rights, freedoms and interests. 

22. Where the processing or retention of your data is necessary for the establishment, exercise or defence of legal claims, it will not be possible to object. 

23. You have the right to request that your personal data is erased where any of the following apply:

(i) The personal data are no longer necessary in relation to the purposes for which they were collected or otherwise processed;

(ii) You withdraw your consent where the basis of processing was based on consent and where there is no other ground for the processing;

(iii) Where your fundamental rights, freedoms and interests override the legitimate interests of processing in paragraph 14;

(iv) The personal data has been unlawfully processed; or

(v) The personal data have to be erased to comply with a legal obligation.

24. You have the right to request that your personal data is restricted from processing, so that it is simply stored, for the following reasons: as an alternative to deletion; so that it can be corrected; for the establishment, exercise or defence of legal claims; to verify if a legitimate ground exists (paragraph 14).

25. Where it is necessary to correct your personal data, or you have requested the restriction or erasure of your personal data, I shall endeavour to contact the recipients of the personal data, unless this involves disproportionate effort. 


26. I take appropriate physical and technical procedures to safeguard your personal data to prevent it from being accidentally lost, used or accessed in an unauthorised way. 

Complaints or Queries

27. If you have any questions regarding this privacy notice, or how I use your personal data please email me: mailto:, or my clerks: telephone 01823 247 247.

28. I shall aim to respond as soon as possible, and within 30 days.

29. You have the right to complain to the Information Commissioner's Office (ICO) if you believe I have not handled your request in an appropriate manner. For information on contacting the ICO please go to:

Azeem's Testimonials

I would like to recommend Azeem [Ali] for his services as a barrister and advocate. Azeem has handled several hearings for me and I have been impressed by his professionalism coupled with determination to get to the result that we want. Azeem also has a friendly and personable approach and I am very grateful to him for his hard work on the cases he has dealt with for me.

Adam Manning

Andrew & Andrew

A first class barrister, indispensable for credit hire issues.

Dean Roberts


An excellent Barrister who always achieves the best result possible. By far the best I know in Consumer Credit matters, Contract disputes and Personal Injury. I would recommend Azeem Ali to anybody looking for an exceptional Civil Barrister.

Jordan Whyte

Addison O'Hare

Latest Articles from Azeem

Company Loss of Use & Surplus of Vehicles

There is a very common situation for companies up and down the country. In a road traffic accident, a company vehicle is damaged and needs to be repaired. The company however has ...
Azeem Ali
Azeem Ali

Credit Hire and Period of Hire

One of the most important topics in any credit hire case can be the issue of period. From my experience it’s a live issue in almost every case and therefore careful attention ...
Azeem Ali
Azeem Ali

The Evolution & History of Credit Hire (Part 1)

Credit hire is supposedly a very well-known subject area. The words credit hire mean different things to people. Whilst not a dictionary definition of the words “credit hire”, the ...
Azeem Ali
Azeem Ali

Impecuniosity – Implications of Diriye v Bojaj

The case of Diriye v Bojaj [2021] 1 WLR 1277 is a Court of Appeal case and therefore should be seriously considered. I have often heard this case being cited by barristers and ...
Azeem Ali
Azeem Ali

Impecuniosity & Credit Hire

One of the key issues in almost any credit hire case is the issue of impecuniosity. There were many early challenges to credit hire on the basis that the agreement was ...
Azeem Ali
Azeem Ali

No MOT in Credit Hire and Causation

In credit hire cases, it is not an entirely an uncommon situation for a claimant not to have a valid MOT for the vehicle which is involved in the road traffic accident.
Azeem Ali
Azeem Ali

Bee v Jenson and the Ways to Quantify Loss of Use

The Court of Appeal decision of Bee v Jenson [2008 R.T.R.7] was reported over 13 years ago. I recall there was a lot of discussion in the credit hire world at the time about the ...
Azeem Ali
Azeem Ali

The Meaning of “Credit” Under the Consumer Credit Act 1974 and its Implications

Central to the Consumer Credit Act 1974 (hereinafter mainly referred to as the “Act”) is the word “credit”. There is however scant attention paid to what “credit” is under the ...
Azeem Ali
Azeem Ali

Loss and Hire: Two Sides of the Same Coin

The concepts of loss and hire have always been intertwined. From my experience, the easiest way to understand hire is to approach it at the outset from understanding whether there ...
Azeem Ali
Azeem Ali

The Difference and Interaction Between Credit Hire, Insured Hire & Subrogation

Credit hire, insured hire and subrogation are three areas that have manifested in the field of hire generally. There can be considerable confusion between the three and it is not ...
Azeem Ali
Azeem Ali

Insured Hire Subrogation - Bee v Jenson and W v Veolia

Insured hire subrogation is a topic which has been a live issue for as long as I have been in practise. The issues may have changed in this area, over the years. I recall that it ...
Azeem Ali
Azeem Ali

Credit Hire & Illegality

In almost every credit hire case, the defence will plead “ex turpi causa non oritur action”. This translates into English as “no cause of action arises from illegal or flagrantly ...
Azeem Ali
Azeem Ali

Is a taxi driver entitled to more than the pre-accident valuation of the vehicle when written off?

Generally, someone who is involved in a non-fault road traffic accident, whereby their vehicle is written off, is only entitled to the pre-accident valuation of their vehicle, and ...
Azeem Ali
Azeem Ali

An Update on Majid Ali v HSF Logistics Polska SP Zoo ([2023] EWHC 2159 (KB))

This was a high court case in which judgment was given on the 29th of August 2023. It is a binding court decision. The case has been reported in some circles on social media as ...
Azeem Ali
Azeem Ali

The Implications of Humayum Hussain v Eui Ltd

Claims for credit hire for taxi drivers has always been a contentious issue between claimant solicitors and insurance companies. Whilst the case of Hussain v Eui Ltd involved a ...
Azeem Ali
Azeem Ali

Bailee in Posession & Credit Hire

Introduction It is quite common for a person driving someone else's vehicle to be involved in a road traffic accident. Obvious examples would be driving a rental car, or a spouse ...
Azeem Ali
Azeem Ali

Past Consideration & Credit Hire

Past consideration arguments in credit hire involves an everyday and common situation. In this situation, the claimant receives a hire car before s/he has received and/or signed ...
Azeem Ali
Azeem Ali

Does Mehmood v AIG Europe Ltd and Simpson [2023] EW Misc 1 (CC) make any difference to taxi credit hire claims?

I would not normally write an article on a non-binding credit hire decision but I will make an exception in the case of Mehmood v AIG Europe Ltd and Simpson [2023] EW Misc 1 (CC) ...
Azeem Ali
Azeem Ali

The Implications of Vamsi Putta v Royal Sun Alliance PLC [2020] EWCH 117

The case of Vamsi Putta and Royal Sun Alliance Plc [2020] EWCH 117 ( “Putta”) is a case which is often cited in defences. Indeed, it can be quoted almost on a generic basis and is ...
Azeem Ali
Azeem Ali

The Implications of Copley v Lawn

Julia Copley v Kenneth Lawn Ian Maden v D. Haller [2009] EWCA Civ 580 (thereafter referred to as “Copley v Lawn”) was a decision by the Court of Appeal as far back as 2009, yet ...
Azeem Ali
Azeem Ali

The Disproportionate Effect of s57 of the Criminal Justice and Courts Act 2015 (Findings of Fundamental Dishonesty) on Ethnic Minorities

I recall when I was a child of 10 years walking with my father, when a group of young men threw stones at us and shouted “P… i”. I looked up at my father to respond to the abuse, ...
Azeem Ali
Azeem Ali



PI and Complex Injury


Contact us about working with Azeem

If you’d like to work with Azeem Ali or any of our other TBG Commercial barristers, send us your details and we’ll get back to you.